Privileges

Before using products, please check specific service terms and conditions.

Hana Money Service

Hana Money is provided either 0.5% loyalty of the locally used amount of
your card or 5,000 Hana Money Points per \100,000 amount usage upon
your selected industrial option for monthly royalty

Details
Refresh Service

A monthly discount service of \4,000 at Starbucks or Coffee Beans for
KEB Hana Bank Account Holders (when payment was made more than \4,000)

Details
Hana Members Service

Membership service provided by Hana Financial Group

Details

Hana Money.

What Hana Money is?
Hana financial group affiliate companies
are involved in the Integrated points, your Hana card points allow you to use in
Hana Money affiliate stores, exchange products and give public donations, and redeem for your annual fees and card payments
Daily accumulation service
Based on previous month spending over 300,000 KRW.

Daily accumulation service
Merchants	Exciting card benefits	Cap
All domestic affiliate stores (Monthly accumulation service except for specialized stores)	Accumulate 0.5% on your purchase	No monthly accumulation cap

Monthly accumulation service is excluded from the amount of specialized stores, interest free installment, local taxes, utilities,
gift certificates, pre-paid cards, gift cards.

(Monthly) Monthly accumulation service
Based on previous month spending over 300,000 KRW.

Monthly accumulation service
Merchants		Benefits	Cap
Online shopping	G Market, Auction, 11st street, Interpark	Accumulate 5,000 Hana Money per 100,000 KRW card spending based on the total amount of the current month	Earn up to 10,000 Hana Money a month
Telephone/public transportation	SKT, KT, LGU+, bus, subway	Accumulate 5,000 Hana Money per 100,000 KRW card spending based on the total amount of the current month	Earn up to 10,000 Hana Money a month
Overseas	All affiliate stores overseas	Accumulate 5,000 Hana Money per 100,000 KRW card spending based on the total amount of the current month	Earn up to 10,000 Hana Money a month

Refresh Service

Offer discount on coffee once a month for customers using the payment account of KEB Hana Bank

Refresh Service
Merchants		Benefits	Cap
Coffee	Starbucks, coffee bean	4,000 KRW discount spending over 4,000 KRW.	4,000 KRW a month

Service accumulation/discount
- A discount on coffee
  - Select KEB Hana bank settlement account based on the last day of the pervious month.
  - Except for purchase on gift certificates, and department stores, and discount on entered markets.

Hana members’ service

Hana members’ service
- Membership service offered by Hana financial group serves earning Hana money, deposit and many kinds of exclusive programs for the members.
  Please check detail information on Hana members’ homepage (http://www.hanamembership.com) Go Directly
  The issuance of cards and all services are available unrelated to joining Hana membership
  Hana Members 1Q card will be issued without joining Hana members.

Service criteria
- Daily accumulation service
  - Total used amount of monthly royalty service and interest-free installment plan, local taxes, utility bills, vouchers,
    Pre-paid card charging purchased amount for gift cards are excluded
Monthly accumulation service is excluded from the amount of specialized stores, interest free installment, local taxes, utilities, gift certificates, pre-paid cards, gift cards.
- Monthly accumulation service
  - Affiliate stores and business according to the criteria of Hana Card
    Online shopping : Except for purchase on gift certificates, tickets and travel.
    Mobile phone : SKT, KT, LGU+ Automatic payment on mobile bills
    * Apply automatic payment by visiting each customer center and homepage of the mobile telecommunication company.
    
    Public transportation : intra-city bus, shuttle bus, red bus, Airport limousine Bus, subway, Airport Railroad (Except for extra-city bus and express bus)
    Accumulate overseas : Amount spent overseas is based on the date and the amount of the approval.
- Card Service details
  - Accumulation criteria : Hana money (1 Hana money = 1 KRW)
  - The condition of the previous month record : Get services for previous month spending over 300,000 KRW (the amount of domestic or overseas and installment) from 1st to the end of the month
  - Exclusion : Purchase on gift certificates, pre-paid card charge and gift cards.
  - ‘Hana money service’ can be offered on previous month spending from registering the first card until the end of the next month below 300,000 KRW. But, ‘Refresh service’ is offered for the first month of card acquisition regardless of spending amount.
  - Offering services with the payment amount of card holders (including mobile cards) and family cards, accumulation cap and the number of discount.
  - The amount of Installment service is counted on the billing month.
    The limit and number of services for a month is based on spending amount every month from 1st and the end of the month when you cancel purchase of goods. The payment amount of the cancel statement is debited from the accumulated amount of the good.
  - transportation fee, mobile bills, purchases made in overseas and unauthorized purchases will be counted on the billing month.
  - Accumulation is acquired by the date of bill generation in case of daily accumulation service.
  - Accumulation is acquired within 7th of the next month. Monthly accumulation service will be accumulated on the 7th day of the following month

Information

The discounted amount is deducted on the payment due date.
The number of discount for a month from 1st to the last day of the month is counted in order of sales tickets.
If a transaction is cancelled after the billing process is over, the relevant amount will be deducted from the spending calculation for the month cancellation tickets were acquired.
The dates of transaction issued by the affiliate stores overseas are different from the dates of transaction in Korea.
Previous month spending and the number of the discount of card holders and family cards respectively will be counted. (For more exceptional applied products, refer to the product broacher on the homepage.)
Transportation fees and mobile bills will be counted on monthly basis when the sales ticket is acquired.
The amount of installment service is counted on the billing month.
If you change to register I-sarang card, the government aided fund is excluded from the payment amount of the day care center in calculation of the previous month spending amount.(Not offering to earn up awards points, miles, cashback and other services)
Additional services shall be maintained as is with no adjustment or abolishment for at Least 5 years upon new product launch.
If the following cases have arisen despite the above statement.
- ① Card companies and affiliate companies offering additional services have cessation, bankruptcy, management crisis, natural disaster and the rapidly changing financial environment corresponding to the similar situation.
- ② Despite card companies’ endeavor, affiliate companies unilaterally notify additional services (But in case of the equivalent to the similar additional services is offered through the other affiliate companies.)
- ③ If a new card release passed over 3 years, the card is hard to stay profitable and if additional services have to be changed, the reasons of changing additional services and revised contents will be notified on the card homepage. We will notify you individually via card bills, mail, and e-mail.
Especially, a new card lease passed over 3 years and the card is hard to stay profitable, we will pre-notify you individually every month for 6 months in advance.
Excessive card issuances (from more than 2 card companies) may influence your credit score or spending limit through ‘Credit rating agency’
When you get a card, please check product instruction and cards terms and conditions.
Credit card abuse poses a threat to household economy.
Delinquent interest rate of (20.0~24.0%) may apply according to the normal rate of interest and the number of overdue dates.

Card Release Date: : 2016.10.14

[Compliance Review 2017-C1a-13969 (Current as of 2017.12.22)]

Privileges

Hana Money.

Refresh Service

Hana members’ service

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