Hello, my name is Soo Jin Chung and
I am the Chief Executive Officer of Hana Card.

Thank you for all of your support and interest in Hana Card.
On December 1st, 2014, Hana SK Card and Card began the
huge undertaking of integrating companies to become Hana Card and
we start this New Challenge of becoming a 'Smart Financial Innovator,
Leading Smart Life' with our Customers by completing the integration of
our Computer Systems on July 20th, 2015.

All of Hana Card's Products and Services are developed and operated at the Customers' eye level and we are happy to hear your
voices. We will do our best to always remember our Group Spirit of 'For the One, the joy of our Customers,
' as it was set at the very beginning and will continue to try to impress you by finding small differences to gain your trust.

Starting as the very first Credit Card Issuer in 1978, followed by leading the Mobile Era and releasing the first Membership Service
in the Finance World, Hana Card is the very change and innovational history of the Credit Card itself. Concentrating on Hana Card's
tradition and capability of innovation, we promise to lead you with 'Wise Change in Finance'
while conveniently consulting your Financial Life.

Please stand with Hana Card, as we start this New Challenge and we appreciate all of your support.