Earning Information

Eligibility

Customers who use a Hana Money Card (including Hana Point and Yes Point) are eligible.

Earning Standards

• Hana Money earning and usage standards are based on Hana Money accruing products issued by Hana Card.
• Hana Money earned based on card use provides the user with minimum 1 money per ￦1,000 spent in a single transaction,
  rounded down to the nearest whole number.
• If points are awarded based on usage from the most recent month, points are awarded only if the minimal usage requirement
  was met.
• Earning rate and usage exclusion conditions vary depending on the product or service. For detailed information, please check
  the information page for the concerned card.
• If points-earning limits have been set for the product or service in question, points will be either withheld for the excessive
  portion or a lower earning rate will apply.

• EarnHana Money Hana Card

  Different Money can be used for Hana Money Earning Type Products

• Additional Earnings
  • Special Earnings at Affiliate Stores

    Hana Money Affiliate Stores

  • Hana Financial Group

    Earn Hana Money based on Financial Transactions (Join Hana Members)

Earning Exclusions

• Local tax, membership fee, interest-free installment, short-term card loan, long-term card loan, and miscellaneous services may
  not be eligible for earning points, depending on the card product used.
  • Hana Money is not offered on affiliate cards such as Korean Air, Asiana, OK Cashbag, automotive, Hyundai Insurance,
    and S-Oil. Instead, affiliate points will be given.

Special Earning

• Use at participating Hana Money merchants earns you special points.
• At Hyundai Oil Bank gas stations (exc. LPG), you will 50 points per 1ℓ, based on the gas price.
  (Limitations, 100,000KRW per transaction, two transactions per day, 250,000KRW per month (400,000KRW per month for platinum),
  based on baseline gas price determined by Hana Card.)
  • Not applicable with certain products, including airline, automotive, gas, OK Cashbag, Homeplus, Hyundai Insurance, Moneta,
    and other affiliate cards and The One, N˚N), Medi Nobles, and Global cards.
  • Base earning rate does not apply with in application amount range and instead applies to the excessive portion.
• Using Yes Shopping or Yes Tour earns between 0.3% to 3% of points.

Precautions

• Hana Money earning rate, instructions on use, and standards for expiration may change depending on our and our affiliates
  circumstances. In such an event, a prior notice will be provided.
• There is no limit to points that can be earned, but this may vary depending on the card product.
• Points earned using family cards are added to the principal member’s points.
• Specific standards for earning Hana Money varies depending on the card product. Please refer to each card’s information page
  for more details.
• The rate for earning special points varies depending on the merchant.

Use Information

How to Use

• Direct Visit to Place of Use/Customer English Service Center (1544-3500)/Hana Bank Branch/Use via Hana Card Homepage
• When settling, use Hana Money to merchant (e.g., Please settle using Hana Money)

  Transactions made using Hana Money appear as 60- to 84-month installment transactions for computer processing purposes.

Earning Standards

• Certain Hana Money merchants and services will require the use of Hana Card. (Excluding BC Card.)
• For detailed information on merchants and eligible cards, refer to card product information.

Hana Money Merchants

As a rule, Hana Money can be used at participating merchants in 1-point increments.
(However, certain merchants may impose higher increments.)

Hana Money Merchants

Hana Money Usage Balance Information

• Hana Money will be fully deducted when it is used at Hana Money Affilate Stores
  (Shopping Mall, Tax, Purchase Gift Cards, etc.), partial deduction is not possible.
• Hana Money earned by the Card Holder may be used by either the Card Holder of their Family Members.

Transfer

• Hana Money may be transferred between Family Members.
  (Add and disperse Hana Money amongst your Family Members and share more benefits.)
• In order to transfer Hana Money, Family Members must become an assignee by visiting and registering at a Branch Office.
• Once a member, Hana Members may give other people 'Hana Money Gifts' via the Mobile App.

Guide to Expiration

Hana Money Validity and Expiration

• Hana Money points are valid for 5 years (60 months) and automatically expire each month from that point on.
• Valid Hana Money points will not expire even if the card has been put on hold or cancelled. If a member withdraws their
  membership, it will be possible to reclaim owned Hana Points in their entirety by becoming a member again while the points are
  still valid. However, this does not apply if the member requested deletion of their personal information.
• If the member’s membership has been withdrawn (due to not owning a valid card or losing membership status) or requested
  deletion of their personal information, they will be informed of when their balance of Hana Money points will expire and of how to
  use the points prior to the withdrawal or the deletion as per the standard agreement.
• If the membership withdrawal or request for deletion of personal information is due to personal information being leaked or a
  violation of the Specialized Credit Financial Business Act or another finance-related act, the member will be compensated by
  other means equaling the remaining Hana Money points’ value.
• Members will be given Hana Money expiration-related information, including number of points due to expire, expiration date,
  and so on, each month via charge statements, starting six months prior to the scheduled expiration.